With fall in the air, open enrollment season is under way. For health care benefits brokers, that means it's crunch time.

Employees of the companies you serve — and many benefits administrators, too — have loads of questions about how consumer-directed plans work.

You can help your clients address those questions and raise enrollment in benefits, such as health savings and flexible spending accounts (HSAs and FSAs), by delivering practical and engag­ing advice. You can also cement your status as a trusted consultant.

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