INDIANAPOLIS (AP) — More employers are giving workers the option to tame health insurance costs for next year if they provide a blood sample and reveal details about their health habits.

As they present employees with benefits options for 2012, some companies also are offering lower rates to those who quit smoking, lose weight or take other measures to improve their health.

Companies are trying to curb health insurance costs that have soared 50 percent or more over the last five years, benefits experts say, far outpacing worker wage and corporate earnings increases.

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