Last week I put together some very enlightening statistics on how we get hosed by health insurance carriers.

Let me rephrase that. Last week I put together some very enlightening statistics on how we get hosed by health insurance carriers on experienced rated policies.

This is a problem because most health policies are NOT experience rated. Something on the order of 90 percent. So now you're probably thinking I didn't do my homework, or the Commodore 64 I used to crunch the numbers wasn't powerful enough to handle the epic condemnation that the data would have brought down on the industry.

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