Annual premiums for employer-sponsored family health coverage increase once again in 2011.

$15,073 is the amount Annual premiums for employer-sponsored family health coverage increased in 2011.

2.3 million young adults were added to their parents' family health insurance policies, reflecting the health reform provision that allows young adults up to age 26 to be covered as dependents.

“This year's 9% increase in premiums is especially painful for workers and employers struggling through a weak recovery.” – Drew Altman.

The 2011 9% premium increase outpaces workers' wages (2.1%) and inflation (3.2%).

Grandfathered plans also are a significant coverage option, the survey finds, with 56% of covered workers falling into these plans, which are exempted from certain health reform requirements. Some of the exemptions include covering preventive benefits with no cost sharing and providing an external appeals process. To qualify, no significant plan changes can be made that reduce benefits or increase employee cost. 23% of covered workers are enrolled in plans that adjusted cost-sharing requirements for preventive services because of the health reform law that states non-grandfathered plans must provide certain preventive benefits without cost sharing. Another 31% of covered workers participate in plans that modified their preventive services because of health reform.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.