The average premiums and deductibles Americans pay for their health care increased significantly in the past year, according to a report released today by eHealth.

Between February 2010 and February 2011, the average premium increased 9.6 percent for individuals and 5.6 percent for families. And the average deductible increased 11.5 percent for individual policies and 9.9 percent for families.

The average premium paid for individual health insurance coverage in the United States in 2011 was $183 a month ($2,196 per year) and $414 for families ($4,968 per year), eHealth reports. The average deductible for individually purchased health insurance plans was $2,935 for individuals and $3,879 for families.

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