Ninety-six percent of millennials feel “highly confident” about their benefits choices, compared to 66 percent of Generation Xers and 64 percent of baby boomers, according to research from The Guardian Life Insurance Company of America, an employee benefits provider.

The survey also shows that 80 percent of respondents spend less than two hours assessing their insurance benefits options, which includes group medical, dental, life and disability insurance, and only 32 percent of all respondents believe they regard open enrollment as a “careful review” of their benefits details and options.

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