DES MOINES, Iowa (AP) — Workers are growing to accept the idea that they may be working long after they've become eligible for senior discounts. Yet rather than fixate on their target retirement age, they're increasingly focused on how much money they'll need to retire, according to a new national survey by Wells Fargo & Co.

This shift is coupled with their growing frustration that they're not saving enough, and the reality that many haven't created a detailed retirement plan.

One of the striking results of the survey released Wednesday is that 25 percent of the respondents said they'll need to work until at least age 80 because they will not have enough money to retire comfortably.

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