Workers in the south and west have the lowest participation levels in employment-based retirement plans, while workers in the upper Midwest, mid-Atlantic and northeast had the highest levels, according to the Employee Benefit Research Institute.

Using data from the U.S. Census Bureau’s March 2011 Current Population Survey, EBRI found that Florida had the lowest percentage participating in a retirement plan at 43.7 percent, compared to West Virginia, which had a 64.4 percent participation rate.

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