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12 ways to feel more financially confident in 2012

In the U.S., were so financially stressed that its literally making us sick. MetLife reports 58 percent of employers state that financial illness plays a role in employee absenteeism.So how can we improve our retirement prospects in the coming year, or at least get on the right track?

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Want to feel better about your finances? Move to India. Apparently consumers there were left relatively unscathed by the recession, according to a new white paper from MetLife and the Boston College Center for Work & Family.

India appears to be a perfect blend of what researchers call “financial wellness,” a multi-faceted concept that describes the overall financial health of an individual. Five factors go into financial wellness: personal characteristics, financial literacy, financial behavior, financial situation and financial stressors.

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