TALLAHASSEE, Fla. (AP) — A bill that would force all accident victims to go to emergency rooms instead of their family doctor — even for minor injuries — has cleared a Florida House subcommittee.

The bill (HB 119) was voted up 10-5 by the Florida House Banking and Insurance Subcommittee on Wednesday. It aims to cut down the fraud that is rampant in the state's personal injury protection, or PIP, coverage.

The proposed law requires those hurt in a wreck to go to a hospital emergency room or hospital-owned walk-in clinic within 72 hours for PIP coverage to kick in.

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