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A recent study of Generation X and younger Baby Boomers has found that only one-third are very confident of having enough money to live on during retirement, cover medical expenses and pay for their children’s higher education.

The report, “Retirement Readiness of Generation X: An Overview of the Next Generation of Retirement Investors,” by the Insured Retirement Institute, found that only 41 percent of GenXers have tried to figure out how much money they need to save for retirement, and those who have saved for retirement have saved less than $100,000.

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