LINCOLN, Neb. (AP) — The road to Nebraska creating its own health insurance exchange could be a long one, as indicated Tuesday by nearly three hours of testimony before lawmakers.

Lawmakers began discussion on two bills that would form the Nebraska Health Benefit Exchange Act, a plan offered as an alternative to the federal health insurance plan now being scrutinized by the U.S. Supreme Court.

The bills up for debate in the Banking, Commerce and Insurance Committee were introduced to meet the requirements of the federal Affordable Care Act, which calls for states to have an operating exchange by 2014.

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