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Two out of five people who live in Atlanta believe they will have to work in retirement, according to a Wells Fargo survey. The survey also found that Atlantans believe they need $750,000 saved up in order to retire comfortably; the median amount saved was just $100,000.

Fifty-seven percent of pre-retirees in Atlanta say they will stay in the area when they retire because of family and friends nearby, good weather and a low cost of living. Good medical facilities and not having to relocate also were major reasons they wanted to stay in the area.

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