Despite what you'll continue to hear during the pre-election cycle, America's employees are indeed deeply vested in workplace retirement plans, with only more growth on the horizon.

ASPPA has released a new information package outlining "the real facts on 401(k) plans," which contains some stats giving further weight to the importance of the popular defined contribution mechanism.

It's also a clear statement on the organization's behalf showing concern that the Obama administration's proposed changes to tax structures for retirement planning could indeed backfire and lead to less participation by lower-income workers.