While a healthy lifestyle is certainly on their minds, a significant portion of retirees and pre-retirees are not taking advantage of free, preventative services that could prolong their lives, according to a study released by the Bankers Life and Casualty Company Center for a Secure Retirement.

A full 98 percent of middlie-income retirees (with an annual income of $25,000 to $75,000) and pre-retirees polled say they know that good health is very important to a good retirement, but only 42 percent also said that they take advantage of Medicare's free annual wellness visit.

Only 47 percent of women and less than a third of men used the preventative care benefit in the last year.

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