What, you missed it? Sure, it's not as widely celebrated as Quirky Country Music Song Titles Day (seriously) or Bunsen Burner Day, but these things take time.

A Roth IRA, as everyone knows, is and individual retirement account in which a person can set aside after-tax income (that's key) up to a specified amount each year. Earnings on the account are tax-free, and tax-free withdrawals may be made after age 591/2.

Or does everyone know?

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