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Steve Smith

(Steve Smith, pictured. Photo by Jim Olvera)

Nobody’s ever accused Steve Smith of playing it safe. He’s taken some chances most small employers wouldn’t even consider (and most brokers wouldn’t recommend).  But with the benefit of hindsight we see that he isn’t so much a gambler as an early adopter. And it’s because of Smith’s willingness to take calculated risks that his company is having another record-setting year and finds itself well-positioned looking ahead to 2014, when most of the health reform provisions will take effect.

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