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Three-quarters of people in their 50s and 60s say they are sticking with their jobs because they want to, not because they have to, according to a survey by Charles Schwab. In its latest families and money survey, Schwab found that only 24 percent of those with incomes between $40,000 and $90,000 stayed employed because they were stuck and couldn’t leave.

So why are older workers happy to keep working? According to the survey, money is the leading factor, followed by people liking what they do, liking the people they work with or are simply not ready to retire.

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