As Congress continues to debate the tax treatment of defined contribution retirementplans and as most defined benefit plans are being changed orphased out, it has become even more important for workers to figureout how much they will need in retirement and what they need to donow to reach that figure.

A plethora of retirement tools abound on company websites. Manywill calculate how much you have to save to reach your goals, butthere is a new breed of calculators out there that do much morethan that, and some of them are on your mobile phone.

ING U.S. Retirement has two very popular tools, Compare Me and My RetirementOutlook. Neither is a standard retirement calculator.

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