I'm not usually a take-charge person, at least when it comes to my own ambitions. I oft go with the doom and gloom route (um, totally works by the way), as it usually saves me from facing fears of rejection or failure.

But thanks to my friend Brian Hicks—whom I heard speak yesterday as part of the Colorado State Association of Health Underwriters annual symposium—I realize that's unacceptable.

Though a safe approach makes life easy (and boring), it also never shows us what we're capable of doing.

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