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With many people’s savings decimated by the recession and the tepid recovery inching along doing little to refill retirement savings coffers, people have come up with what they believe to be a simple solution: working longer.

However, according to a recent EBRI Retirement Confidence Survey, over two-thirds of current retirees reported that they left their jobs earlier than they expected to because of either health or disability issues. There is also the distinct possibility of a healthy person being forced into involuntary retirement by an employer.

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