The individual health insurance price difference limits in the Patient Protection and Affordable Care Act of 2010 (PPACA) could lead to big increases in rates for some young consumers starting in 2014.

Analysts at GoHealth L.L.C. — the unit of Norvax Inc., Chicago, that runs the health insurance quote site — make that prediction in a summary of the results from a state-by-state look at coverage pricing.

The analysts found that the national average for premiums for a hypothetical 20-year-old were $87.91 per month. The premiums for a comparable 60-year-old were $339.42 per month. The rate for the older consumer was 386% of the rate for the 20-year-old, or 3.86 times as high.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.