Savings and risks in consumer-directed health plans
It's the hottest trend in job-based health insurance: plans that give you a personal savings account for medical bills but also require you to pay a hefty share of costs before coverage kicks in. But there's a warning flag, a risk that workers will forgo needed care, even preventive services...
By Ricardo Alonso-Zaldivar|May 08, 2012 at 07:08 AM
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WASHINGTON (AP) — It’s the hottest trend in job-based health insurance: plans that give you a personal savings account for medical bills but also require you to pay a hefty share of costs before coverage kicks in.
Such “consumer-directed” plans could save billions for employers, providing relief from high health care costs, a study published Monday concludes.
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