Last week I had the great pleasure of spending time with some of the top benefits brokers in the country at Summit Business Media's very own Benefits Selling Expo in San Antonio. The highlight for me was a toss-up between the naming of Brandon Scarborough as Broker of the Year or the after party's risotto bar.

As I flew back to FreeERISA's hometown of Washington, D.C., I wondered what the health insurance world looked like in a city of 1.3 million people compared to D.C.'s 617,000.

One thing that surprised me was that the number of large health policies is actually the inverse of the populations of the two cities: 148 in San Antonio versus 286 in D.C. The median participant count is 187 in San Antonio and 139 in D.C. Simply put, D.C. has more companies that offer health insurance, but the ones that do are smaller on average.