It would seem counterintuitive for employersespecially small to mid-size organizationsto assume more risk in todays marketplace. But thats exactly whats happening thanks to self-funding, or self-insurance.
By Nathan Solheim|May 14, 2012 at 10:41 AM
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Employers these days are looking at ways to control health care costs. They hear that health care is an important benefit to their employees, but face the task of figuring out how to offer the benefit without exposing themselves to claims that could destroy their bottom lines or even their companies.
So it would seem counterintuitive for employers—especially small to mid-size organizations—to assume more risk in today’s marketplace. But that’s exactly what’s happening thanks to self-funding, or self-insurance.
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