A majority of Americans, 63 percent, do not believe they are saving enough for retirement, according to an Edward Jones survey released last week. In addition, the April poll of 565 individuals found, this outlook varies by region.

In the Midwest, only 54 percent of those surveyed felt they were not saving enough. However, this number spiked to 68 percent in the West, 64 percent in the South and 63 percent in the Northeast, perhaps reflecting higher expenses in certain regions and real estate price discrepancies.

When asked why they did not feel they were saving enough, 32 percent said it was because they had too many current expenses, 10 percent referred to retirement as not being attainable, 10 percent believed it is too early, 5 percent said retirement was not desirable and 4 percent were too busy.