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Anyone who works in the world of employee benefits has heard it before and knows it’s true: The ability to earn a living is the most important asset people have. Now some new work is quantifying the tangible value of disability benefits, and building partnerships that can move us toward the goal of protecting the financial security of more working Americans.

The need for and the value of disability benefits are growing topics of conversation in policy discussions with lawmakers. In March, a panel of experts on disability benefits and return-to-work strategies testified at a U.S. Senate committee hearing. Lawmakers and industry experts discussed the value of income protection benefits to individuals, businesses and the government, as well as the need for the private disability insurance industry and the government to work together to expand these coverages. 

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