Regardless of the decision on health care reform (which may come this week), employers know the cost to provide medical benefits will only go up.

We've heard the death knell. Countless surveys have been released — plus one notable House committee report —that declare health reform will be the final trigger for the slow exodus out of employer-sponsored health care unless employers can manage to keep costs down.

But is it really that simple? Our friends at consulting and research firm Oliver Wyman — who also helped create our own health care survey — released a new survey on Monday that examines where exactly health care benefits are headed. It adds more perspective and realistic scenarios to the "drop or keep"controversy.

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