My first column appeared here six months ago, so I think youknow by now nothing is more important to me than seeing yousucceed.

Because my entire career was with Aflac, I thought everyoneappreciated the value of voluntary benefits as much as I do. Ofcourse, until now, most people didn’t have to appreciate the valueof voluntary benefits. They did their thing, we did ours.

Then the world changed. Bills were passed before they were read.Carriers started cutting commissions. And somewhere along the way,cancer insurance got cool.

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