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Large employers were more likely to offer retirement benefits to their employees in March 2012. According to new data from the U.S. Department of Labor, Bureau of Labor Statistics, retirement benefits were available to only 50 percent of workers in small businesses, compared to 79 percent in medium size companies and 86 percent of workers in large businesses.

Those employed in state and local government jobs were more likely to have access to and participate in retirement plans, with 89 percent of workers having access to a plan, 84 percent participating in a plan and a 95 percent take-up rate.

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