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It probably comes as no surprise to advisors that consumers who work with a professional tend to be better off than those who go it on their own. A LIMRA survey released last week confirmed consumers who work with advisors are more likely to be saving in a retirement plan and at a higher rate.

“We’ve all seen the scary statistics that not enough people are saving for retirement—a recent LIMRA survey revealed that almost half of Americans were not contributing to an employer-sponsored retirement plan or an IRA,” Alison Salka, corporate vice president and director of LIMRA Retirement Research, said in a statement.

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