Only 19 percent of full-time public sector workers are very confident they will be able to retire comfortably, according to a new study by the Center for State and Local Government Excellence and TIAA-CREF Institute.

It also found that the rising cost of health care is a major concern.

The "2012 Retirement Confidence Survey of the State and Local Government Workforce" surveyed more than 1,200 state and local government employees across the country, including public educators, police and firefighters.

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