Timothy Jost and others who represent consumers in proceedings at the National Association of Insurance Commissioners (NAIC) are scoffing at the idea that the Patient Protection and Affordable Care Act of 2010 (PPACA) will have little effect on the small-group health insurance market.
The NAIC consumer reps talk about how they see PPACA affecting the small group market in a letter in which they comment on the debate about what the NAIC should do about the NAIC Stop-Loss Insurance Model Act of 1995.
Some are arguing that states or federal agencies should impose new minimum size limits on the stop-loss market, to keep small groups from using stop-loss programs to evade new PPACA insurance rules.
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