For added value, FUSION can include our Dental Rewards® increasing annual maximum feature, which lets employees "earn" additional money toward future years' annual maximums.

Choices – In benefit surveys, employees consistently communicate they want choices. During the past decade, many employees have assumed responsibility for their medical care and expenses. They have learned to shop around for medical services, compare costs and find ways to save money. FUSION allows them to continue in this direction with dental and vision. Consider these options for how FUSION can be used:

Any dentist or our network provider for dental.

Employees and their dependents can use a network provider associated with the Ameritas plan for dental care. Seeking care in-network often can save them money. When it comes to claim payment, Ameritas is recognized for its claims customer service and generally pays claims within five to 10 business days.
Employees and their dependents also have the option to see any non-network dentist of their choice.

Any eye doctor for vision.

Partnership with Walmart. As part of this plan, members can save up to 15 percent on eyewear and lenses (except contact lenses) purchased at any Walmart Vision Center. More than 2,500 Walmart Vision Centers nationwide offer a wide selection of affordable and stylish frames and lenses for the entire family. This savings arrangement is available to members at no additional cost to their plan premium.
Coupons and discounts. Members can search for their best deal, from any eye care provider or retail chain, and submit their itemized expense to Ameritas Group for reimbursement.

Integration with medical plans that offer a vision exam benefit.

Some medical plans include a vision exam benefit, but do not cover materials. With FUSION, employees and their dependents can take advantage of their FUSION dollars to buy a pair of eyeglasses, contacts or both.

Flexibility and Ease of Administration – FUSION's design allows employers the flexibility to offer it as a voluntary, partial- or full-pay benefit, along with their preferences for the annual maximum, deductibles and exam frequencies.

And since both dental and vision are combined into one plan, employers enjoy the flexibility of one certificate, one enrollment form, one payroll entry and one bill.

Retention – Employers appreciate the value of the FUSION product, with the majority continuing to offer the benefit each year. Employees also are highly satisfied with the product, with most renewing enrollment in the plan.
Differentiator – Producers and employers alike have welcomed FUSION as a differentiator. For producers, it is an innovative option for employers, especially for those that currently do not have a vision benefit. Employers value FUSION as a competitive benefit that assists them with employee retention and recruitment, and they appreciate the minimal administration, paperwork and record-keeping required.

FUSION is a unique product that brokers, employers and employees enjoy. It offers cost savings, versatility and flexibility in design, simple applications, easy billing and claims processing, and is innovative in meeting consumers' needs. Learn more about FUSION by calling Ameritas Group at 800-776-9446 or visiting ameritasgroup.com.

Instant Insights /

Beyond Bundling: FUSE Dental and Vision

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