Once bitten, twice shy.

For folks who mentally equate the gigantic hole where their retirement savings used to be to the troubles in the stock market have not shown themselves to be particularly interested in reinvesting in the stock market.

But as Reuters reports, the gains made by U.S. stocks since the worst days of the financial crisis are many – and investors who've steered clear of stock investments are missing out on what could prove to be a major rally.

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