All those years of nebulous returns have scared investors away from participating in a market that shows signs of improvement – a serious impairment to their retirement savings.

Reuters reports that while 80 percent of U.S. investors are currently unsure of being able to meet their post-retirement financial needs, they're also shying away from the market  – and that's going to continue to have significant negative impact on their retirement plans.

In a financial meeting with reporters, John Hailer, CEO of Natixis Global Asset Management's Americas and Asia divisions, said that success in retirement is going to depend on allocating investment risk and managing it in the future.

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