More than one-third of middle class Americans could end up at or near poverty in retirement, according to a new Wells Fargo Retirement Survey.

A survey of 1,000 middle class Americans, conducted by Harris Interactive from July 9-Sept. 4, found that 52 percent of middle class Americans believe their most important day-to-day financial concern is paying the monthly bills, up from 37 percent a year ago. Savings for retirement comes in second with 16 percent of respondents saying it was a key concern.

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