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Electric wires are see outside Ray and Candice Arvin's home in Charlotte, N.C. (AP Photo/Robert Ray)

CHARLOTTE, N.C. (AP) — Here was Chas Kaufmann’s life before the Great Recession: $28,000 in restaurant tabs in a year, cruises, house parties with fireworks. His Mr. Gutter business was booming in the Pennsylvania Poconos.

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