Nearly three-quarters of Americans worry that they won't have enough money to retire or pay for health care costs in retirement, and nearly 50 percent are living paycheck to paycheck.

In the most recent Harris Interactive poll, only 41 percent of people who haven't retired yet believed that Social Security would still be around when they retire.

Sixty-three percent of Americans said they are putting money toward savings, with the top goals being a rainy day fund for unexpected costs and retirement. Priorities change in households with children. College savings rises in importance among respondents with children, largely at the expense of the rainy day and retirement savings accounts, the survey found.

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