Cross your fingers for a positive outcome after this year's election theatrics finally die down – America's retirement options are looking pretty shaky in the meantime and stability is definitely a much-desired virtue.

That's the sense one gets from the numbers in the most recent National Retirement Risk Index statement, with the risk factor escalating dangerously.

In fact, the 9 percentage jump in the index – a metric tracked by the Boston College Center for Retirement Research, itself underwritten by Prudential Financial – now brings the Risk Index to indicate that 53 percent of American households stand at risk of being unable to maintain their pre-retirement standard of living, after retirement. The data is partially based on the Federal Reserve's 2010 Survey of Consumer Finances.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.