America's retirement savings plans continue to be vague – minus a moderately high level of participation in 401(k) plans – but the AARP hopes to stir the pot a little.

Working in conjunction with the Brookings Institution's Retirement Security Project and the Heritage Foundation, the AARP's Public Policy Institute has crafted an 11-point plan to help encourage retirement savings, through participant-level gestures and broader institutional notions.

New Ways to Promote Retirement Saving touches on five key areas for reforming the ideas and methodologies of retirement preparation, from entirely new systems to more education to help encourage those who are saving to save more.

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