Expected – or totally unexpected – the outcome of Tuesday's federal election has certainly stirred up plenty of opinions in the retirement and financial world. Here's a smattering of some of the early response from industry associations:

Dale Brown, president and CEO, Financial Services Institute: 

"The American people have spoken and we congratulate President Obama on his re-election. We urge the president to carefully consider the closeness of the election results as he evaluates his regulatory policy priorities for a second term. Clients and their independent financial advisors and financial services firms need a healthier, more business friendly regulatory environment. The next 13 months are critical for our members because, come January 2013, Congress will be back in re-election mode and will not tackle anything that could put their own re-elects in jeopardy. As Washington shifts its collective attention to the fiscal cliff and tax reform, we must remain vigilant in our advocacy efforts. Let's get to work."