There was a slightly different take on last week's news from Fidelity about 401(k) balances being at their best point in recent history – and I think it's worth sharing.

The Motley Fool – at one point a pretty influential media entity for Joe Average to learn a few tricks to help mess around on the stock market, before the Big Crash made stock market investing an unpleasant prospect for part-timers – suggests that the 401(k)'s recent rise to the top could be in danger.

And that's because the slightly panicked post-election sell-off for the Dow is suddenly making that little-publicized bull market look like its time may be coming to an end.

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