Four years after the onset of the global financial crisis, investors are still wary of equity investing, even for long-term investors who say that saving for retirement is their top financial priority.

In an online survey of 850 adults in the U.S. between the ages of 21 and 50 with at least one invested account, 61 percent believe that investing in stocks is very important or important in helping them achieve their retirement savings goals. T. Rowe Price conducted the survey in August 2012.

A little more than half of investors surveyed said they have roughly the same risk tolerance they had before the financial crisis, but 37 percent said they refrain from investing in stocks because of current economic or market conditions.

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