As more companies look to better manage rising employee benefit costs while simultaneously promoting a healthy workforce, many employers have turned to consumer-directed health care, specifically adopting a health savings account strategy.

One of the primary challenges for these employers is educating employees about all the benefits of an HSA. Most focus their efforts on enrollment procedures and the mechanics of depositing and spending funds from the account. But to truly realize the benefits of this strategy, employers need to focus more energy on educating employees and their families on the long-term benefits of HSAs.

Moving past the "use it or lose it"

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