There's a lot happening this time of year, and in the rush of the holidays, consumers may overlook one important thing to think about: insurance benefits.

For many consumers with health, vision or dental insurance, annual benefits and deductibles will reset on Jan. 1. Many may forget to take advantage of insurance benefits that expire, and fail to schedule medical care in order to take full advantage of their deductibles, or to fully fund their health savings accounts.

eHealthInsurance has some year-end tips for consumers to get the most of their health insurance dollars before ringing in 2013.

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