"Obamacare will require everyone to have health insurance in 2014," but, actually, not really.

The U.S. Department of Health and Human Services (HHS) and the Internal Revenue Service (IRS) talk about the gaps in the "universal coverage" requirements in the Patient Protection and Affordable Care Act of 2010 (PPACA) in three batches of proposed PPACA regulations.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.