Having trouble getting health insurance? You're not alone,according to new data.

Analysis from HealthPocket shows the health insurance industryaverages an application rejection rate of 22 percent of submittedindividual and family applications nationally.

And some states are much worse: Montana has the highestpercentage of area insurer rejections with 45 percent, followed byAlabama (40 percent), District of Columbia (37 percent), Arkansas(35 percent) and Alaska (34 percent). Plus, some insurers havedeclination rates greater than 70 percent, analysts found.

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