My father-in-law, by most standards a practical, self-made man, asked me about Medicare this weekend. More specifically, he asked me when he could sign up, what the benefits were and what it might cost him.

Of course, this conversation took place before Paul Ryan's budget proposal dropped, which prompted me to shoot him an email advising him to keep working so he could hang on to that employer-sponsored private plan just a little bit longer.

At any rate, the conversation naturally turned to Social Security, which—again—involved a discussion around the paperwork involved.

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