Like everything else in New York, BrightScope’s latest list of the area’s top 25 401(k) plans is seriously competitive — so competitive, in fact, that a surprising number of big banks, brokerages and asset management firms dropped off this year’s list.

With an average account balance of $303,634 and a 98.06 percent average participation rate this year, the best 401(k) plans in New York did well enough that a majority of the plans that BrightScope ranked below ninth place in 2012 did not appear on the 2013 list.

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